877-GET-HOPE is a toll-free confidential help-line that is available 8 a.m. to 8 p.m daily, at no cost to the consumer. Whenever possible, counselors assist homeowners over the phone. If more extensive assistance is needed, the counselor refers the homeowner to a certified foreclosure intervention specialist.

The Web site http://www.877GetHope.org , is available 24 hours a day, 7 days a week.